Aetna Vital Savings Plans
Aetna® Vital Savings offers two discount plans. Each plan provides about 15 percent to 50 percent off dental services, from cleanings and fillings to dentures and root canals. When you purchase Vital Savings lowest costing Aetna plan, Aetna Vital Dental Savings, you pay $7.99 per month for an individual or $10.99 a month for family coverage. Once you’re a member, you are eligible for discounts at Aetna Vital Savings’ 262,000 participating dental providers nationwide. In contrast with insurance, no waiting periods apply, and you qualify for discounts on day one.
The other, slightly more expensive, discount card Aetna offers is Aetna Vital Savings Rx. This plan is $9.99 a month for individuals and $12.99 per month for families. For dental services and procedures, Vital Saving Rx provides the same discounts as Aetna Vital Savings. However, one thing makes the Vital Savings Rx dental plan stand out: discounts at the pharmacy. In addition to all of the other card’s deals, the plan cuts your dental prescription costs by up to 60 percent on generic medications and 12 percent on brand name drugs at over 68,000 U.S. pharmacies. Considering the kind of dent prescriptions have previously left in my wallet, I’d be all about selecting the plan that includes pharmacy discounts.
While the discount cards work perfectly for some, I encourage you also to remember that while 40 percent off two $1,200 crown replacements is a savings of nearly $1,000 ($960), you’re still left paying $1,440, a hefty amount.
In addition to dental discounts, Vital Savings cards come with lowered costs on many other products and services, such as contact lenses and gym memberships. Vital Savings users also have access to the same tools as Aetna Direct insurance members, which was one of my main concerns from the get-go. Just like Aetna insurance members, you can sign up for the Aetna members-only site. There, you can compare dental service cost estimates before making appointments, check the cost of prescriptions, and estimate what you’ll pay at the pharmacy.
The Aetna Vital Savings for dental care is not available in Montana or Vermont. The Rx discount card is not available in Tennessee.
How to Purchase an Aetna Discount Card
Aetna dental discount cards can be purchased online, through the mail, or over the phone. To buy the card online, go to the Aetna Vital Savings webpage. Select which discount card you want to purchase and click “Go.” The next screen will ask you if you wish to purchase an individual or family plan. Make your selection and go to the next page. In the following few screens, you’ll fill in all of your personal and payment info. If snail mail is your preferred choice, then print off a copy of the Aetna® Vital Savings sign-up form. Complete the form, and return it by mail. Alternatively, you can call Aetna’s customer service line with your payment info and speak to a customer service/sales agent.
You can purchase your Aetna dental discount card with either a credit or debit card, check, or bank draft. Following your order, you’ll receive a welcome letter and two discount cards through the mail in three to five business days.